Well thanks for the replies guys,hopefully will get it sorted today.Just going to police station to provide my documents,so i will update later when ive spoken more to my insurance company.
should never go to the insurance if you can help it
look at it like this
the cost to repair damage cause by the crash = a fixed amount
the insurance will probably make you pay the 1st £600 then you'll have lost no claims bonus & you'd of had an accident so they'll bump the cost of it up for so many years
either way youll be out of pocket & 99/100 its cheaper not to get insurance involved, even if you phone them to see how much a claim is they'll still jack ya premium up even though you may not get any money off them
Looking at my car after m8 it will be a write off and ive only had it 4 months so i have to go through his insurance. Surely it won't affect my no claims if he admits its his fault
do you have his insurance details, registration number etc? IF so then get in contact with his insurance company and let them know what happened, explaining that he accepted liability.
I have his car details but no insurance details,the police kept us apart.I have informed my insurance who are going to phone me back tomoz.
Everything was ok i believe.
Its just frustrating for me that someone hits me and i may end up with a bill.Ive never had a crash before and have so many questions to ask lol.
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